Privacy Policy

1. Introduction

BKSplit (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Buy Now, Pay Later service.

2. Information We Collect

Personal Information

We collect personal information that you provide to us, including:

• Name, email address, and phone number
• Billing and shipping addresses
• Payment information
• Date of birth and government-issued ID information
• Social Security number or tax identification number for credit checks

Automatically Collected Information

We automatically collect certain information when you use our service:

• Device information (IP address, browser type, operating system)
• Usage data (pages visited, time spent on pages, click patterns)
• Cookies and similar tracking technologies

3. How We Use Your Information

We use your information for the following purposes:

• To process your payment transactions and provide our services
• To verify your identity and conduct credit checks
• To communicate with you about your account and transactions
• To detect and prevent fraud and other illegal activities
• To improve our services and develop new features
• To comply with legal obligations and enforce our terms

4. Information Sharing and Disclosure

We may share your information with:

• Merchant partners to complete your transactions
• Credit bureaus and financial institutions for credit checks
• Service providers who assist us in operating our business
• Law enforcement or regulatory agencies when required by law
• Business partners in connection with a merger, acquisition, or sale of assets

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure.

6. Your Rights and Choices

Depending on your location, you may have the following rights:

• Access to your personal information
• Correction of inaccurate information
• Deletion of your information (subject to legal obligations)
• Opt-out of marketing communications
• Data portability

7. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience, analyze usage patterns, and deliver personalized content. You can control cookies through your browser settings, though this may affect your ability to use certain features.

8. Children’s Privacy

Our service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the “Last updated” date.

10. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

Email: support@bksplit.com
Phone: +1 (555) 123-4567